Tel: 01623 641 386      
Public Liability Insurance
Midlands Insurance Services Logo

Main Menu

Public Liability Insurance

Public Liability InsurancePublic Liability Insurance covers you or your company's legal liability in the event of injury, illness or disease to any member of the public and/or loss of or damage to their property whilst carrying out your work.

In the UK, many public liability insurance claims are made each year and the trend is growing rapidly as more people become increasingly aware of their right to seek compensation. With many legal firms now offering 'no win, no fee' arrangements, the need for quality public liability insurance cover has never been greater.

There are 3 different levels of public liability insurance available as standard - £1,000,000, £2,000,000 and £5,000,000 so you can match the level of public liability insurance cover to your business needs. We can also arrange increased public liability insurance cover of £10,000,000 limit of indemnity should this be required.

All of our public liability insurance policies include legal defence costs and a UK based 24 hour claimsline in the event a claim is made against you.

Free Public Liability Insurance Quotes

To apply for your free public liability insurance quote, please either phone us on 01623 641 386 or complete one of the forms below and we will be pleased to assist you.

If you wish to phone us, our normal office opening hours are 9.00 a.m. to 5.00 p.m. Monday to Friday.

Public Liability Insurance Quote FormTo submit your details online, please select your trade/business from the list shown below - if your trade isn't listed, please click the general public liability insurance quote form button shown here on the right.

Please select a trade:

Aerial/Satellite Dish InstallersElectrical ContractorsPipefitters
Air Conditioning EngineersFencing ContractorsPlant Hirers
Alarm InstallersFire Protection EngineersPlant Repairers
Bathroom Installers/FittersFitted Furniture InstallersPlasterers / Dry Liners
Bedroom Furniture Installers/Fitters French PolishersPlumbers
BricklayersGas Safe EngineersProperty Developers
BuildersGround WorkersProperty Maintenance / Handyman
Cable Laying
Guttering/Fascia FittersRecruitment Agency / Employment Agency
Car ValetersHairdressersRoller Shutter Door Fitter
CarpentersHeating EngineersRoofers
Carpet CleanersHVAC EngineersScaffolders
Carpet FittersIT ConsultantsSecurity Guards/Contractors
CaterersIT ContractorsShopfitters
Cavity Wall/Loft InsulatersJoinersSign Erectors / Sign Writers
Ceiling ContractorsKitchen FittersSkip Hirers
Cleaning ContractorsLandownersSolar Panel Installers
Construction InsuranceLandscape GardenersSteel Erectors
Consultants InsuranceLift EngineersSteel Fabricators
Computer Repairers/ServicingLocksmithsSteel Fixers
Concrete Cutting / Diamond DrillingMachinery DismantlingSteeplejacks
Curtain WallersMachinery InstallationSuspended Ceiling Fitters
Demolition ContractorsMotor TradersTilers
Door SupervisorsPainters & DecoratorsTree Surgeons
Double Glazing FittersPartitioning ContractorsUtility Contractors
Drain CleanersPath, Drive & Patio ContractorsWelders
Ductwork Fitters Pipe Laying ContractorsWindow Cleaners

Product Liability Insurance

Many of our public liability policies automatically include products liability cover automatically. Product Liability Insurance provides cover in respect of legal liability arising from products sold or supplied, or work or services which you have undertaken in the course of your business up to the selected amount of cover during any one period of insurance.

Limits of cover for product liability insurance usually mirror public liability insurance limits of indemnity and again are usually £1,000,000, £2,000,000 and £5,000,000.

Employers' Liability Insurance

Employers' liability insurance is required by Law in the UK if you employ staff and the usual limit of indemnity for this type of insurance is £10 million in respect of all claims arising from one cause.

Employers' Liability Insurance protects you or your company against your legal liability for injury, illness or disease to any employee.

Related Topics

Self Employed Public Liability Insurance
Employers Liability Insurance

Privacy & Data Protection    |    Blog    |    About Us

Midlands Insurance Services are authorised and regulated by the Financial Conduct Authority. FCA Number 306382.

Go to
Quote Form

25 Years Trading Logo

2020 Award Winners Logo