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Painters and Decorators Public Liability Insurance
Painters and decorators public liability insurance is available from Midlands Insurance Services offering high quality cover at low cost. Cover is available for work on private dwelling houses, commercial and industrial premises if required.
Why Do I Need Painters and Decorators Public Liability Insurance?
Public liability insurance provides cover in the event of claims made against you by members of the public for illness, injury, death or disease caused by you in the line of your work. An example of this could be if you are painting the exterior of a house at height and drop a tin of paint causing injury to a passer-by.
Personal injury claims can run into many thousands of pounds and your public liability insurance is designed to cover painters and decorators for such an event. Cover is also provided for third party property damage (e.g. spilt paint on a carpet) and legal defence costs.
Painters and Decorators Insurance at a Lower Cost
We understand that protecting your business against unexpected events is important to you and search the marketplace to find a first class insurance product to meet your needs.
Our independent status ensures that the premium quoted for your public liability insurance will be the most competitive from leading UK insurers such as Aviva, AXA, Allianz, Ageas, Covea, NIG, QBE, RSA and Zurich.
Painters and Decorators Employers Liability Insurance
If you employ direct employees or labour only sub-contractors, you are required by law to insure them for employers' liability insurance. This provides a standard £10 million limit of indemnity in the event of you being found legally liable for injury, death or disease of an employee whilst they carry out their work on your behalf.
Free Painters and Decorators Insurance Quotes
To apply for your painters and decorators liability insurance quote, please proceed to our on-line painters and decorators liability insurance quote form or alternatively you can phone our offices on 01623 641 386.
If you wish to phone us, our office opening hours are 9 am to 5 pm Monday to Friday.
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Midlands Insurance Services are authorised and regulated by the Financial Conduct Authority. FCA Number 306382.