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Public Liability Insurance Quotes
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Public / Employers Liability Insurance Quote Form

For UK Customers Only

Please insert your details below and one of our commercial advisers will contact you shortly with a liability insurance quotation.

This form is designed for quotes for Public Liability and/or Employers Liability Insurance only.

If you have any problems with completing this form, please phone us on 01623 641 386 for assistance.

Personal/Company Details

Proposer's Full Name(s):
(enter sole trader's name or all partner's names if a partnership)
Limited Company Name:
(if operating as a limited company)
Trading Name/Trading As:
(if different to the above)
Trading Status:
Business Address:
Daytime Telephone Number:
*E-Mail Address:
*Please note that your email address will only be used to provide you with your quote and not for any other marketing purposes.
General Information

General Details
Have you, or any other partner or director ever been convicted of or charged (but not yet tried) with any criminal offences other than a motoring offence?Yes     No
If yes, please provide details:
(e.g. type/reason for conviction(s),
date(s) of conviction(s),
details of any fines and/or community service (if applicable),
length of custodial sentence(s) (if applicable),etc.)
Has any insurer ever refused renewal, declined or cancelled cover or imposed any special terms?Yes     No
If yes, please provide details:
(e.g. details/reason for any insurance refused/cancelled/special terms imposed, etc.)
Have you, or any other partner or director ever had any County Court Judgements (CCJ's) / sheriff decrees / IVA's or ever been declared bankrupt, or involved in a company which has become insolvent or which has gone into liquidation, receivership or administration?Yes     No
If yes, please provide details:
(e.g. date(s) of bankruptcy/insolvency/CCJ/IVA,
amount of bankruptcy/insolvency/CCJ/IVA (£'s),
date bankruptcy discharged / date CCJ/IVA settled,
circumstances of bankruptcy/insolvency/CCJ/IVA, etc.)

Please note we are unable to provide a quote if your bankruptcy
is not discharged or your CCJ / IVA remains outstanding or unsettled.

Have you, or any other partner or director ever been prosecuted or served a prohibition order or improvement order by the Health & Safety Executive?Yes     No
If yes, please provide details:
(e.g. date of prosecution(s)/prohibition order,
details of offence(s),
details of any fines/action taken (if applicable), etc.)
Business Activities
Description of your work activities: help
(Please describe as fully as possible including a percentage
between each activity, if you carry out more than one activity,
for example, 80% builder, 10% decorator, 10% plumber)

NB. You will not be covered for activities that are not disclosed.
Years Trading / Experience
How many years has your business been trading? year(s)
Number of years previous experience in this trade:
(A minimum of 3 years previous experience is required if you have 0 years trading)
Own Premises Details
Is your home the base for your business or are you operating from separate dedicated business premises?Home  Business Premises
Work Away
Please confirm the percentage
of your 'work away' from your base:
('base' being your home or own business premises)
Type of Premises / Locations Worked At (away from your own premises)
Please confirm the percentage of work carried out at the following premises/locations:
Private dwelling houses and flats?%
Commercial buildings (e.g. shops, offices, etc.)?%
Industrial buildings (e.g. factories, units, etc.)?%
All other premises/locations (state below if applicable)?
Is work carried out at any hazardous locations?
(These can include, but are not limited to; offshore installations, railways, motorways, bridges, viaducts, power stations, nuclear installations, oil, gas or petrochemical refineries, aircraft/airports/airside, quarries, mines, watercraft/ships, docks, harbours, piers, towers, steeples, hospitals and other medical facilities.)
Yes     No help
If yes, please state type of location(s) and the
percentage of work spent at the location(s):
Is any work undertaken outside of the U.K.?Yes     No
If yes, please provide details:
(i.e. area / country of work
and percentage of turnover this represents)
Hazardous Work Details
Do you or your employees work with asbestos,
silica, explosives or any other hazardous substances?
Yes     No
If yes, please provide details:
(i.e. type of hazardous substance
and percentage of turnover this represents)
Does any of your work involve the
use of fixed woodworking machinery?
(hand held power tools are acceptable)
Yes     No
If yes, please provide details:
(i.e. No. of employees using the machinery and
annual wages of the employees using the machinery)
Do you or your employees use slings, cradles,
bosuns chairs, abseiling equipment or tower cranes?
(cherry pickers and mobile access platforms are acceptable)
Yes     No
If yes, please provide details of equipment used:
Do you provide professional services
for a fee such as advice/consultancy,
design, testing, inspection and certification?
Yes     No
Heat Use
Do your activities involve the use of heat?
(e.g. blow lamps, angle grinders, welding equipment, heat guns, etc.)
Yes     No help
Please state the type(s) of heat equipment used:
(e.g. blow lamp, welding equipment, heat guns, etc.)
Please confirm the percentage of time it is used:
(e.g. 5%)
Height / Depth Worked
Please state the maximum height worked: metres
Please confirm the maximum depth you would dig: metres help
Claims Experience
In relation to this business or any other previous business in which the proprietor or any partners or directors have traded, in this or any other name, has there been a claim under any of the cover(s) within the last 5 years?Yes     No
Claim 1.
Date of Loss:
Cause of Loss:
Circumstances of the Loss:
Total Cost of Loss (£'s):
(including any amounts paid or outstanding)
Status of Claim:Settled     Claim Still Pending
Do you wish to add another claim?Yes     No
Claim 2.
Date of Loss:
Cause of Loss:
Circumstances of the Loss:
Total Cost of Loss (£'s):
(including any amounts paid or outstanding)
Status of Claim:Settled     Claim Still Pending
Do you wish to add another claim?Yes     No
Regrettably we will be unable to provide a quotation if you have had more than 2 claims.

Details of Cover Required

Public/Product Liability
Public/Product Liability limit of indemnity: help
 Non-Manual /
Clerical Principals
Number of Proprietors/Partners/Co. Directors:No. helpNo. help
Annual Wages of Proprietors/Partners/Co. Directors:  
Please confirm your annual payments
to Bona Fide Sub-Contractors (BFSC's) (if used):
(BFSC's are sub-contractors who supply their own
materials on site and hold their own insurance)

Employers' Liability (Compulsory by Law if you have employees or use labour only sub-contractors)
Is Employers' Liability Cover Required?
(£10M standard limit of indemnity)
 Non-Manual /
Clerical Workers
Number of Employees/Labour Only Sub-Contractors: help
(Do not include proprietors, partners or directors)
No. helpNo. help
Annual Wages of Own Employees:  
Annual Payments to Labour Only Sub-Contractors:
(LOSC's are sub-contractors who supply labour only and work under your supervision)
Employers' Reference Number (optional)
Employers' Reference Number (ERN) (if available):  help
(e.g. 123/AB12345 or 'Exempt')
Estimated Annual Turnover for next 12 months: help

Optional Covers / Additional Information

Tools Cover (Optional)
Is Tools cover required?Yes     No
Tools Sum Insured: 
500 to £5K maximum
Business Legal Expenses Cover (Optional)
Is Business Legal Expenses cover required?
(£100,000 cover for legal disputes, employment disputes, tax investigations, etc.)
Yes     No Help?
Legal Expenses Limit of Indemnity: 
Has the business and/or its directors been
involved in any legal dispute, tax investigation
or any other court or tribunal action in the last 5 years?
Yes     No
Please provide details of the dispute including dates:
Additional Information
Details of any additional information you
wish to disclose or any other cover required:
You are required to make a fair presentation of the risk to insurers which means that you are required to disclose every material circumstance which you know or ought to know relating to the risk to be insured. Materially important information is any information that could influence an insurer's decision to accept your risk including the cost of your insurance. Failure to comply with the duty of fair presentation could mean that your policy is void or that insurers are not liable to pay all or part of your claim(s). By submitting this quotation you are confirming that there are no other material facts to disclose other than those shown above.
Details of Current / Previous Policies

Cover Start Date / Renewal Date:
Current Annual Premium / Best Quote:
This may help us to get you a better quote
Name of Current / Previous Insurer:
e.g. Aviva, AXA, Allianz, QBE, RSA, Zurich, etc.

Request Quotation

Please ensure that all the information you have provided is correct, then press the Request Liability Quotation button below and we will contact you shortly with a quotation.

Estimated Quote Time: 1 to 72 hours