Contractors All Risks Insurance

Contractors All Risks Insurance (also known as Contract Works Insurance) are insurance policies specially designed for builders and a number of other trades working at a contract site.

Contractors all risks insurance policies principally cover the contract works for 'all risks', but can also include additional cover for own plant, hired-in plant, employee's tools and public and employers liability insurance.

As mentioned above, the main part of the contractors all risks insurance is the contract works section which provides cover for the value of the new materials and property being used on a project (e.g. new house, etc.). However, where there is an existing property (e.g. the existing structure when building an extension), cover for the existing property is excluded and must continue to be insured under its own insurance cover by the property owner.

Contractors all risks policies are generally arranged on an annual basis by contractors, however, policies may also be arranged on a single contract basis either by the contractor or the principal/employer of the contract.

Contractors All Risks Trades Covered

Typical contract trades for Contractors All Risks insurance cover would be general building contractors, property developers, air conditioning/heating engineers, double glazing installers, electricians, shopfitters, bricklayers, carpenters/joiners, ceiling/artexing, plastering/partitioning/dry lining and floor/wall tiling contractors.

Free Contractors All Risks Insurance Quotations

To apply for your contractors all risks insurance quote, please phone us on 01623 641 386 and one of our insurance advisers will be pleased to help.

Office hours are 9.00 a.m. to 5.00 p.m. Monday to Friday and 9.00 a.m. to 12.00 noon on Saturdays.

Alternatively, you can submit your details on our on-line contractors all risks insurance quote form and one of our insurance advisers will contact you shortly.

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Midlands Insurance Services are authorised and regulated by the Financial Conduct Authority. FCA Number 306382.