Public Liability Insurance

Public Liability Insurance covers you or your company's legal liability in the event of injury, illness or disease to any member of the public and/or loss of or damage to their property.

In the UK, many public liability insurance claims are made each year and the trend is growing rapidly as more people become increasingly aware of their right to seek compensation. With many legal firms now offering 'no win, no fee' arrangements, the need for quality public liability insurance cover has never been greater.

There are 3 different levels of public liability insurance available as standard - £1,000,000, £2,000,000 and £5,000,000 so you can match the level of public liability insurance cover to your business needs. We can also arrange increased public liability insurance cover of £10,000,000 limit of indemnity should this be required.

All of our public liability insurance policies include legal defence costs and a UK based 24 hour claimsline in the event a claim is made against you.

Free Public Liability Insurance Quotes

To apply for your free public liability insurance quote, please phone us on 08453 455 855 (local rate) and we will be pleased to assist you.

Office hours are 9.00 a.m. to 5.00 p.m. Monday to Friday and 9.00 a.m. to 12.00 p.m. on Saturdays.

To submit your details online, please select your trade/business from the list shown below - if your trade isn't listed, please complete our general public liability insurance quote form shown here on the right.

Product Liability Insurance

Many of our public liability policies automatically include products liability cover automatically. Product Liability Insurance provides cover in respect of legal liability arising from products sold or supplied, or work or services which you have undertaken in the course of your business up to the selected amount of cover during any one period of insurance.

Limits of cover for product liability insurance usually mirror public liability insurance limits of indemnity and again are usually £1,000,000, £2,000,000 and £5,000,000.

Employers' Liability Insurance

Employers' liability insurance is required by Law in the UK if you employ staff and the usual limit of indemnity for this type of insurance is £10 million in respect of all claims arising from one cause.

Employers' Liability Insurance protects you or your company against your legal liability for injury, illness or disease to any employee.