Contact/Company Details
Proposers Name(s) (incl. all partners names if partnership):
Ltd. Company Name (if applicable):
Business Trading Name:
Trading Status:
- - - - - - Please Select - - - - - -
Sole Trader
Limited Liability Partnership
Partnership
Private Ltd. Company
Public Ltd. Company
Charity
Unincorporated Association
Business Address:
Business Postcode:
Business Website Address (if available):
Full description of business activities(please describe as fully as possible including details of any processes used) :
Daytime Telephone No.
E-Mail Address:
General Information
Have you or any partner or director ever been convicted of or charged with any criminal offence? Yes No
Please provide details:(i.e. type of convictions, date of conviction, fine/length of sentence, etc,)
Have you or any partner or director ever been declared bankrupt or insolvent? Yes No
Please provide details:(i.e. date of bankruptcy/insolvency, amount, whether discharged, etc,)
Has any insurer ever refused, declined, cancelled or imposed special terms? Yes No
Please provide details:
Trading Experience
How many years has the business been trading? years
Number of years of experience(if different) years
Premises Details
Type of premises (e.g. factory, warehouse, etc.) :
Type of area that the premises are located:(e.g. commercial, industrial, residential, rural, etc.)
Is your portion of the building(s) self- contained with its own means of access: Yes No
If no, please provide details:
Do you share your business space with any other businesses? Yes No
Please provide details of the other businesses that share your space:
Accreditations / Trade Association Links
Does the business hold any industry accreditations? (e.g. ISO 9000, Investors in People, etc. ) Yes No
Please provide details of the accreditations:
Health & Safety
Is there a written health and safety policy in place? Yes No
Do you have up-to-date risk assessments at the premises? Yes No
Have you or any partner or director ever been prosecuted under the Health & Safety Act? Yes No
Please provide details:
Subsidence / Flood Details
Has the property ever suffered previous damage by ground movement or flooding? No Yes
Please provide details of the damage:(i.e. date, cost of damage, type of damage, etc.)
Please state the approximate distance to the nearest watercourse, river, sea, canal, lake, stream, etc.:
Construction Details
Type of Property:
Please Select
Detached
Semi-Detached
Terraced
Please provide details of the type(s) of business activities carried out by adjoining premises(if applicable) :
Construction of Walls (e.g. brick, stone, etc.) :
Construction of Roof (e.g. tile, slate, etc.) :
Percentage Flat Roofing (if applicable) : %
Type of Flat Roofing (e.g. felt on timber, concrete, etc.) :
Construction of Floors (e.g. concrete, wood, etc.) :
Please state the number of storeys:
0
1
2
3
4
5
6
7
8
9
10
10+
Are there any basement floors or below ground level? No Yes
What year were the premises built?
Are any parts of the building at present unoccupied? No Yes
Please provide details of unoccupancy:(i.e. percentage unoccupied, how long unoccupied, etc.)
Electrical Systems
What year were the electrics in the building last inspected by a qualified NICEIC electrician?
Heating Systems
How are the premises heated?(e.g. fixed gas heating, oil, etc.)
Do you use portable heaters? No Yes
Security Details
Are all your external doors fitted with a minimum of 5 lever mortise deadlocks that comply with BS3621? No Yes
Are all opening ground floor and accessible opening windows fitted with key operated window locks? No Yes
Are your premises protected by an intruder alarm? No Yes
Is the alarm NACOSS/NSI approved? No Yes Not Sure
Type of alarm signalling:
N/A - No Alarm
Audible - Bells or Siren
Monitored - Central Station
Dialler - To Principals House
REDCARE - To Police
Please provide details of any other security arrangements:(e.g. roller shutters, window grilles, c.c.t.v., security guarding, premises occupied overnight, etc.)
Fire Safety
Do the premises have fire extinguishers? No Yes
Do the premises have a fire alarm? No Yes
If yes, type of fire alarm signalling:
N/A - No Alarm
Audible - Bells or Siren
Monitored - Central Station
Do the premises have a sprinkler system installed? No Yes
Please state the specification of the system: (e.g. 28th Edition, 29th Edition, etc. )
Distance to the nearest fire brigade?
Do you have any combustible stock or waste stored in the open? No Yes
What smoking policy is in force?(select whichever is applicable) Smoking is banned No policy is in force Smoking is restricted to designated areas
Do you ensure that all waste is swept up and removed from the internal premises daily? Yes No
Do you run any processes unattended? Yes No
Do you have any hazardous plant? (e.g. paint spraying facilities, coating machines using flammable liquids, oil quench tanks, carding machines, hydraulic oil cellars, spark erosion machines, stentors, frying lines, etc. ) Yes No
Is the plant protected by a fire extinguishing system? Yes No
Claims History
Have you or any other director or partner (in this or any other trading name) suffered any loss or had any claims made against you in the last 5 years? Yes No
Please provide details of claims i.e. date of claim, description of claim, amount claimed, etc.:
Property Cover
Level of Cover Required?
- - - - Please Choose - - - -
Fire & Special Perils
Fire, Special Perils & Theft
All Risks Cover
Do you wish to add cover for Terrorism? No Yes
Buildings / Tenants Improvements
Buildings Sum Insured including outbuildings, rebuilding architects' fees, removal of debris, etc:
Is subsidence cover required? No Yes
Tenants Improvements Sum Insured:(i.e. improvements you have made to the property, if you are a tenant)
Contents
Plant/Machinery/Contents Sum Insured:(excluding computers/electronic equipment)
Computers/Electronic Equipment Sum Insured:
Business All Risks
Do you require 'All Risks' cover for property/items in and away from the premises?(e.g. laptops, digital cameras, etc.) No Yes
Total 'All Risks' cover sum insured:
Type of property/items to be insured (please specify):
Area of cover:
UK only
EU only
Worldwide
Stock
General Stock Sum Insured:(excluding wines, spirits, tobacco, non-ferrous metals, jewellery, watches, furs, precious metals & explosives)
Other/High Risk Stock Sum Insured:
Type of Other/High Risk Stock (if applicable) :
Stock kept outside in the open:
Deterioration of Frozen Food
Do you require cover for deterioration of frozen food? No Yes
Please state the freezer contents sum insured:
Glass Cover (if required)
External Fixed Glass:
External Signs and Blinds:
Money Cover (if required)
Money cover during business hours/in transit:
Money cover out of business hours in a locked safe:
Liability Cover
Public Liability
Is public liability cover required? Yes No Insured Elsewhere
Please choose limit of indemnity required:(if greater than £1M limit of indemnity)
£1 Million
£2 Million
£5 Million
Is all machinery properly fenced, guarded, maintained & in good order? No Yes
Do you handle or use any hazardous substances?(e.g. radioactive/explosive substances, toxic chemicals/acids, asbestos, silica, etc.) : No Yes
Does any of your work produce noise levels over 85dB(A)? No Yes
Do any of your activities at the premises involve the use of heat? No Yes
If yes, state the type of heat used (e.g. welding, etc.) and the percentage of time using heat:
Do you carry out any work away from the premises? No Yes
Please describe the work activities away from the premises:
Product Liability
Is product liability cover required? Yes No Insured Elsewhere
Please choose limit of indemnity required:(if greater than £1M limit of indemnity)
£1 Million
£2 Million
£5 Million
Please describe the goods being sold/supplied/manufactured:
Do you have offices, assets, representations or agents outside the UK? No Yes
Will any of your products be supplied directly or indirectly to the USA/Canada? No Yes
Do you import any products, materials or components? No Yes
If yes, state percentage of turnover from: EC Countries: % Elsewhere: %
Turnover
Turnover of your business in the U.K.:
Turnover of your business in Europe: Only complete if applicable
Turnover of your business in USA/Canada: Only complete if applicable
Turnover of your business in Rest of the World: Only complete if applicable
Employers' Liability
Is Employers' Liability cover required? Yes No Insured Elsewhere
Employers' Liability limit of indemnity: £10,000,000 limit of indemnity
Wages/No. of staff - At the premises
Manual Workers Non-Manual/ Clerical Workers
Number of Principals/Company Directors:
Annual Wages of Principals/Co. Directors (£'s):
Number of Employees:(Do not include proprietors, partners and directors)
Annual Wages of Employees (£'s):
Number of fixed woodworking machine operators:
Annual wages for the fixed woodworking machine operators (£'s):
Wages - Away from the premises
Annual Wages of Principals/Co. Directors (£'s):
Annual Wages of Employees (£'s):
Annual wages of commercial travellers/salesmen (£'s):
Annual payments to bona-fide sub-contractors (£'s):
Work away using heat (£'s):
Business Interruption
Do you require Business Interruption Cover? Yes No
Please state the Gross Profit/Revenue of your business (£'s):
Please state the period of time you wish the cover to extend? 12 months 18 months 24 months 36 months(allow sufficient time for rebuilding/refurbishing and further time to resume normal trading)
Do you require cover for loss of Book Debts? Yes No
Please indicate the maximum amount of Gross Fees and Debit Balances outstanding at any one time (£'s):
Goods In Transit Cover
Do you require goods in transit cover for your own vehicles? Yes No
Please state the total number of own vehicles you wish to insure:
Please state the maximum sum insured required per vehicle:
Other Covers
If there is any other information or type of cover that you wish to provide details, please enter here: (e.g. engineering inspection, commercial legal cover, etc. )
Details of Current/Previous Policies
Renewal date/cover start date: (dd/mm/yyyy)
Current/previous insurer:
Current renewal premium/best quote (£'s): per annum This will help us to get you a better quote