General Information
Have you, or any other partner or director ever been convicted of or charged with any criminal offence? Yes   No
Have you, or any other partner or director ever been declared bankrupt or insolvent? Yes   No
Has any insurer ever refused, declined, cancelled or imposed special terms in respect of your shop insurance? Yes   No
Full details of goods sold/supplied:(please describe as fully as possible)
Please state the number of years trading under current management:
0
1
2
3
4
5
6
7
8
9
10
11+
years
If a new venture, please state the number of years previous experience (if applicable) :
0
1
2
3
4
5
6
7
8
9
10
11+
years
Construction
Construction of Walls (e.g. brick, stone, etc.) :
Construction of Roof (e.g. tile, slate, flat, etc.) : (If flat, state if 'felt/bitumen' or 'concrete')
Percentage of Flat Roof (if applicable) %
Age of Flat Roof (if applicable) years
Construction of Floor (e.g. concrete, wooden, etc.)
What year were the premises built?
Are the premises of listed construction?(e.g. Grade I, Grade II, etc.)
Please Select
Not Listed
Grade I
Grade II
Grade II*
Distance from nearest water, river, etc.:
Security
Are all your external doors fitted with a minimum of 5 lever mortise deadlocks which comply with BS3621(look for the British Standard Kitemark )? Yes No
Are all opening windows, fanlights and skylights fitted with key operated window locks? Yes No
Are all accessible windows protected be either solid steel bars or grilles? Yes No
Are all shop front windows protected by metal roller shutters? Yes No
Are your premises situated within a street level Local Authority Council CCTV area? Yes No
Are the premises located within an enclosed shopping centre? Yes   No
Are your premises protected by an annually maintained intruder alarm?
Please Select
No
Yes
If yes, is the alarm NACOSS/NSI approved?
Please Select
No
Yes
Not Sure
Type of intruder alarm signalling:
- - - - - - Please Select - - - - - -
Audible - Bells or Siren
Monitored - Central Station
Dialler - To Principals House
REDCARE - To Police
Please provide details of any other security arrangements:
Does anybody reside at the premises overnight?
Please Select
No
Yes
If Yes, please provide details of occupant:(e.g. proprietor, manager, family member, etc.)
Is there an A.T.M. (cash machine) on the premises?
Please Select
No
Yes
Occupancy
Are you the sole occupant(s) of the business premises you occupy?:
Please Select
No
Yes
If No, please provide details of other occupants:
Is your portion of the premises self- contained with their own means of access:
Please Select
No
Yes
If No, please provide details:
Are any parts of the building at present unoccupied?
Please Select
No
Yes
If yes, please provide details:
Claims Experience/History
Have you or any other director or partner (in this or any other trading name) suffered any loss or had any claims made against you in the last 5 years?
Please Select
No
Yes
If yes, please provide claim details:(i.e. date of claim, circumstances of claim, amount claimed, etc.)
Has the property ever suffered from subsidence or flood damage?
Please Select
No
Yes
If yes, please provide details:(e.g. type of damage, date of damage, amount of damage, etc.)
Premises where cooking is carried out
Do you use Deep Fat Frying Equipment?
Please Select
No
Yes
N/A
If yes, please state type:(e.g. Tabletop, Freestanding, Full Frying Range, etc.)
If a full frying range, please state No. of Ranges, Manufacturer(s) and Age(s):
Is the frying equipment fitted with a thermostat designed to prevent the temperature of oils/fat from rising above 205°C? Yes No
Cover
Cover Type
Standard cover is for Fire, Theft and Special Perils. Fire, Theft & Special Perils
Do you wish to extend your cover to include accidental damage for an additional premium?
Please Select
No
Yes
Do you wish to extend your cover to include cover for terrorism for an additional premium?
Please Select
No
Yes
Buildings/Tenants Improvements (if required)
Buildings Sum Insured including outbuildings, rebuilding architects' fees, removal of debris, etc:
Do you require subsidence cover for your buildings? Yes No
If you are a tenant, do you require cover for the improvements you have made to the property? N/A Yes No
If yes, please state the sum insured:
Contents
Shop Front Glass Sum Insured (£'s) :
Electronic Business Equipment (e.g. tills, etc.) (£'s) :
Fixtures & Fittings / Contents Sum Insured (£'s) :
Stock
Total Stock Sum Insured Required (£'s):
Within the Total Stock Sum Insured stated above, please state the value of any stock you sell which falls into any of the following categories:-
Tobacco, Cigarettes & Cigars:
Wines and Spirits:
Camera's (other than camcorders and binoculars) :
Clothing incl. babywear, sports and leisure wear:
Computing hardware and software including video games:
Pre-recorded audio and video tapes, cassettes, CD's, and DVD's:
Electrical goods, tools and appliances other than radio, television, audio and video equipment and mobile phones:
Radio's, TV's, audio and DVD players and recorders including video camera's:
Jewellery, watches, fine china or crystal ormaments, gold and silver articles:
Mobile telephones including carphones:
Refrigerated Stock Cover (if required)
Freezer Contents Sum Insured:(deterioration of frozen food)
Total Number of Refrigeration Units:
Goods In Transit (if required)
Goods In Transit Sum Insured:
Money
Money during business hours (£2,500 std. cover) :
Business Interruption
Do you require Business Interruption cover?
Please Select
No
Yes
If yes, state the Gross Profit of your business (£'s):
Do you require cover for Loss of Book Debts?
Please Select
No
Yes
If yes, please indicate the maximum amount of Gross Fees and Debit Balances outstanding at any one time (£'s):
Public/Employers Liability Cover
Public / Product Liability Limit Of Indemnity:(£1 Million automatically included)
£1,000,000
£2,000,000
£5,000,000
Employers' Liability Limit of Indemnity:(£10 Million automatically included) £10,000,000
Please state the total number of employees:
Please state your estimated annual turnover (£'s):