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Motor Traders Insurance Quote
 
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Motor Traders Insurance Quotes

For UK Customers Only


Please insert your details here and one of our motor traders insurance advisers will contact you shortly with a quote.

This form is designed for combined motor traders insurance quotes only. Cover can include 'road risks', plant/machinery, buildings (optional), public and employers liability, motor traders service indemnity, stock, business interruption, money, etc.

Regrettably we're unable to provide quotations for proposers under the age of 25 or new ventures with no previous experience in the motor trade.

If you have any problems with completing this quote form, please phone us on 01623 641 386 for assistance.

Proposer's / Company Details

Proposer's full name(s):
(enter sole trader's name or all partner's names if a partnership)
Contact name:
(if different to proposer's name)
Limited company name:
(if operating as a Ltd. company)
Trading name:
(if different to the above)
Trading Status:
Business Address:
Business Postcode:  Help?
Is the correspondence address
different to the business address?
Yes     No
Correspondence address:
Correspondence postcode:
Daytime Telephone No.
*E-Mail address:
*Please note that your email address will only be used to provide you with your quote and not for any other marketing purposes.
General Information

Years Trading / Experience
Please state the number
of years trading in the motor trade:
 years
If a new venture, please state the number of years
previous experience in the motor trade (if applicable):
 years
General Information
Have you, or any other partner or director ever
been convicted of or charged with any criminal offence?
Yes     No
If yes, please provide details:
(i.e. date of conviction,
type of conviction,
length of custodial sentence, etc.)
Have you, or any other partner or director
had a CCJ registered against you or
ever been declared bankrupt or insolvent?
Yes     No
If yes, please provide details:
(i.e. date of bankruptcy/insolvency,
amount of bankruptcy/insolvency,
whether discharged or not, etc.)
Has any insurer ever refused, declined,
cancelled or imposed any special terms
in respect of your motor traders insurance?
Yes     No
If yes, please provide details:
(i.e. name of insurer,
reason for refusal/special terms, etc.)

Business Details
Buying / Selling / Wholesaling:%
Importing / Exporting:%
Mechanical / Servicing / Overhauls:%
Crash Body Repairs / Spraying:%
Vehicle Recovery / Deliveries / Breakdowns:%
Car Breaking / Sale of Second Hand Parts:%
Body Builders / Commercial Vehicle Repairs:%
Motor Accessories - Distribution / Fitting:%
Valeting / Steam Cleaning / Renovations:%
Other Activities (please specify):
%
Total:100%

Approximate number of vehicles
sold / repaired / handled in any one year?
Estimated annual turnover: per annum
Are you registered for VAT?Yes     No
Maximum capacity (in vehicles):
Type of Premises Trading From
Please confirm the type of premises you trade from:

Road Risks Cover

Is 'Road Risks' cover required?Yes     No
Vehicles To Be Covered
Private Cars:%
Sports or High Performance Vehicles:%  Help?
American / Canadian Vehicles:%
Vintage / Classic Cars:%
Light Commercial Vehicles up to 3.5 tonnes GVW:%
Vehicles over 3.5 tonnes Gross Vehicle Weight:%
Motorised Horse Boxes / Agricultural Vehicles:%
Coaches / Minibuses:%
Skip / Tipping Vehicles for Scrap Metal /
Waste Collection:
%
Breakdown trucks / Vehicles with Trailers /
Recovery Vehicles:
%
Rally / Track / Kit Cars / Quad Bikes:%
Imported Vehicles:%
Total:100%

Cover Details
Full-time or part-time motor trader:Full-time     Part-time
Please confirm the cover required:
Please state the indemnity limit required per vehicle:  Help?
Is windscreen cover required?
(comprehensive policies only)
Yes     No  Help?
Is demonstration cover required?Yes     No  Help?
Drivers:
No. of years No Claims Bonus: years  Help?
Type of policy NCB earned under:
Own Vehicle Details (if applicable)
Do you wish to insure your own
vehicle(s)
on your motor traders policy?
(maximum of 5 vehicles)
Yes     No  Help?
If yes, please provide details of your vehicle below:-
Make (e.g. Ford, VW, etc.):
Model (e.g. Focus, Golf, etc.):
Type (e.g. LX, Club, etc.):
Engine Size c.c.: c.c.
Year of Manufacture: (yyyy)
Value of Vehicle:
Registration Number:
Is the vehicle modified from standard specification?Yes     No
Details of any Modifications:
Parked Postcode
Where is the vehicle parked overnight?
Additional Own Vehicle (if applicable)
Do you wish to include another vehicle?Yes     No
If yes, please provide details of your 2nd vehicle below:-
Make (e.g. Ford, VW, etc.):
Model (e.g. Focus, Golf, etc.):
Type (e.g. LX, Club, etc.):
Engine Size c.c.: c.c.
Year of Manufacture: (yyyy)
Value of Vehicle:
Registration Number:
Is the vehicle modified from standard specification?Yes     No
Details of any Modifications (if applicable):
Parked Postcode
Where is the vehicle parked overnight?
Additional Own Vehicle (if applicable)
Do you wish to include another vehicle?Yes     No
If yes, please provide details of your 3rd vehicle below:-
Make (e.g. Ford, VW, etc.):
Model (e.g. Focus, Golf, etc.):
Type (e.g. LX, Club, etc.):
Engine Size c.c.: c.c.
Year of Manufacture: (yyyy)
Value of Vehicle:
Registration Number:
Is the vehicle modified from standard specification?Yes     No
Details of any Modifications (if applicable):
Parked Postcode
Where is the vehicle parked overnight?
Additional Own Vehicle (if applicable)
Do you wish to include another vehicle?Yes     No
If yes, please provide details of your 4th vehicle below:-
Make (e.g. Ford, VW, etc.):
Model (e.g. Focus, Golf, etc.):
Type (e.g. LX, Club, etc.):
Engine Size c.c.: c.c.
Year of Manufacture: (yyyy)
Value of Vehicle:
Registration Number:
Is the vehicle modified from standard specification?Yes     No
Details of any Modifications (if applicable):
Parked Postcode
Where is the vehicle parked overnight?
Additional Own Vehicle (if applicable)
Do you wish to include another vehicle?Yes     No
If yes, please provide details of your 5th vehicle below:-
Make (e.g. Ford, VW, etc.):
Model (e.g. Focus, Golf, etc.):
Type (e.g. LX, Club, etc.):
Engine Size c.c.: c.c.
Year of Manufacture:
Value of Vehicle:
Registration Number:
Is the vehicle modified from standard specification?Yes     No
Details of any Modifications (if applicable):
Parked Postcode
Where is the vehicle parked overnight?
Trade Plate(s) (if applicable)
Please list the registration numbers
of any trade plates held (if applicable):
     

     
 
Road Risks Cover - First / Main Driver Details

Status:
First name:
Surname:
Occupation:
Employment status:
Other (part-time) occupation (if applicable):
Date of birth: (dd/mm/yyyy)
Driving status:
Marital status:
Number of years resident in the UK?
Type of licence:  Help?
Number of years licence held: year(s)  Help?
Please advise if this driver has had any accidents
or claims in the last 5 years (regardless of fault)?
Yes     No  Help?
If yes, please provide details:
Please advise if this driver has had any motoring
convictions or offences in the last 5 years?
Yes     No  Help?
If yes, please provide details:
Please advise if this driver has
any disabilities or medical conditions?
Yes     No  Help?
If yes, please provide details:

Additional Drivers
Do you wish to add another driver?Yes     No

Details Of Driver 2
Status:
First Name:
Surname:
Their Primary Occupation:
Their Employer's Business:
Employment status:
Date of birth: (dd/mm/yyyy)
Driving status:
Marital status:
How long have they lived in the UK:
Type of licence:
How long have they held their licence? year(s)
Relationship to Proposer:
Has this driver had any accidents or claims
in the last five years (regardless of fault)?
Yes     No  Help?
If yes, please provide details:
Has this driver ever been convicted of any motor offence?Yes     No  Help?
If yes, please provide details:
Does this driver have
any disabilities or medical conditions?
Yes     No  Help?
If yes, please provide details:

Additional Drivers
Do you wish to add another driver?Yes     No

Details Of Driver 3
Status:
First Name:
Surname:
Their Primary Occupation:
Their Employer's Business:
Employment status:
Date of birth: (dd/mm/yyyy)
Driving status:
Marital status:
How long have they lived in the UK:
Type of licence:
How long have they held their licence? year(s)
Relationship to Proposer:
Has this driver had any accidents or claims
in the last five years (regardless of fault)?
Yes     No  Help?
If yes, please provide details:
Has this driver ever been convicted of any motor offence?Yes     No  Help?
If yes, please provide details:
Does this driver have any
disabilities or medical conditions?
Yes     No  Help?
If yes, please provide details:

Public / Employers' Liability Cover

Public & Product Liability
Is Public & Products Liability cover required?Yes     No  Help?
Public / Product Liability Limit Of Indemnity:
(£2 Million automatically included)
Is Sales and Service Indemnity required?Yes     No  Help?

Employers' Liability (Compulsory by Law if you have employees or apprentices)
Is Employers' Liability cover required?Yes     No  Help?
Employers' Liability Limit of Indemnity:
(£10 Million standard limit)
Please confirm the total
number of manual employees:
Please confirm the total
annual wages of manual employees:
Please confirm the total
number of clerical employees:
Please confirm the total
annual wages of clerical employees:
Employers' Reference Number (optional)
Employers' Reference Number (ERN) (if available):  help
(e.g. 123/AB12345 or 'Exempt')

Business Premises

Trade Premises Cover (for showrooms, workshops, yards, warehouses, car lots)
Is Trade Premises cover required?
(i.e. for stock, contents, machinery/plant, tools, buildings, etc.)
Yes     No

Stock Vehicles
Is cover required for
stock vehicles at your business premises?
Yes     No
If yes, please confirm the
total value of stock vehicles at your premises:
Maximum number of stock vehicles at your premises:
Customer's Vehicles
Is cover required for
customer's vehicles at your business premises?
Yes     No
If yes, please confirm the
total value of customer's vehicles at your premises:
Maximum number of customer's vehicles at your premises:
Vehicles Kept Overnight at Premises
What percentage of vehicles kept on your premises overnight are:
(i) In locked premises/buildings:%
(ii) Inside a secured compound:%
(iii) Elsewhere in the open:%
Total:100%
Please provide details of any other security precautions
taken to protect the vehicles on your premises?
(e.g. security guarding, perimeter fencing/gates, etc.)
Key Security
Where are all the keys to vehicles kept:
(i) During business hours:
(e.g. key cabinet, safe, etc.)
(ii) Outside business hours:
(e.g. home, business premises safe, etc.)
Premises Details / Occupancy
Are the premises in a good state of repair?Yes     No
If no, please provide details:
Are you the sole occupant(s) of
the business premises you occupy?
Yes     No  Help?
If no, please provide details of other occupants:
Is their portion self-contained
with it's own lockable entrance/exit?
Yes     No
Are any parts of the premises unoccupied?Yes     No
If yes, please provide details:
(e.g. which floor is (part/fully) unoccupied,
percentage of premises unoccupied, etc.)
Has the property ever
suffered from subsidence or flood damage?
Yes     No  Help?
If yes, please provide details:
(e.g. date of damage,
amount of damage,
type & circumstances of damage, etc.)
Construction of Trade Premises
Construction of walls (e.g. brick, stone, etc.):
Construction of roof (e.g. tile, slate, concrete, felt, etc.):
Is there any flat roof?Yes     No
If yes, please confirm percentage flat roof:%
Please confirm the type of flat roof:
(e.g. 'felt on timber' or 'concrete', etc.)
Construction of floor (e.g. concrete, wooden, etc.)
What year were the premises built? (yyyy)
Heating
Are the premises heated by fixed heating only?Yes     No     No Heating
Please confirm the type of fixed heating:
If no, please provide details of portable heating:
(e.g. No. of portable heaters,
type of portable heaters (electric, gas, etc.),
where used (workshop, office, etc.)
Fire Extinguishing Appliances
Do you have fire extinguishers to scale in the premises?Yes     No
Is there a fire alarm at the premises?Yes     No
Type of fire alarm signalling:
Paint Spraying
Is paint spraying undertaken at the premises?Yes     No
Percentage of turnover derived from paint spraying:
(e.g. 10%)
%
Is there a purpose built spray booth?Yes     No
Is paint stored in metal cabinets / in a separate room?Yes     No
Security
Are all your external doors fitted with a minimum of 5 lever mortise deadlocks (BS3621) or equivalent and all accessible windows and skylights fitted with key operated window locks?Yes     No  Help?
Are your premises protected by
an annually maintained intruder alarm?
Yes     No  Help?
If yes, is the alarm NACOSS/NSI approved?Yes     No     Not Sure
Type of intruder alarm signalling:
Does the alarm incorporate confirmable technology?Yes     No
Please provide details of any
other security arrangements on the premises:
(e.g. internal cctv, security lighting, grilles, shutters, etc.)
 Help?
Health & Safety
Do you have a formal Health & Safety policy?Yes     No
Name of person responsible for Health & Safety?
Are Risk Assessments carried out and recorded?Yes     No
Do you have a formal safety training plan for employees?Yes     No
Do you have a formal procedure for high risk activities?Yes     No
Electrical Maintenance
Do the premises
have a current IEE electrical certificate?
Yes     No
Claims Experience (All Sections of Cover Excluding Road Risks)
Have you, or any other partner or director (in this
or any other trading name) suffered any loss or had
any claims made against you in the last 5 years?
Yes     No  Help?
If yes, please provide claim details:
(i.e. date of claim,
amount claimed,
circumstances of claim, etc.)

Cover

Cover Type
Standard cover is for Fire, Theft and Special Perils.  Help?
Do you wish to extend your cover to include
accidental damage for an additional premium?      
Yes     No  Help?
Do you wish to extend your cover to include
cover for terrorism for an additional premium?
Yes     No  Help?
Buildings (if required)
Buildings Sum Insured including outbuildings,
rebuilding architects' fees, removal of debris, etc:
 Help?
Do you require subsidence cover for your buildings?Yes     No  Help?
Tenants Improvements (if required)
If you are a tenant, do you require cover for
the improvements you have made to the property?
N/A     Yes     No  Help?
If yes, please state the sum insured:
Contents
Fixed Plant & Equipment:
Office Contents excl. computers/diagnostic equipment:  Help?
Computers & Diagnostic Equipment:  Help?
Portable Hand Tools & Equipment:
Employees Own Tools (up to £2,500 per tool):
Stock
General Stock Sum Insured:
(excluding tyres and 'high risk' theft stock)
 Help?
Stock of Tyres Sum Insured:
Other Stock incl. 'high risk' theft stock:
Specify:
(e.g. audio/tv, mobile phones, etc.)
 Help?
External Glass & Signs
External Glass Sum Insured:  Help?
External Signs Sum Insured:  Help?
Money
Money during business hours / in transit to bank:
(Please amend if greater cover is required)
 Help?
Money outside business hours in locked safe:
(Please amend if greater cover is required)
 Help?
Money at the home of the Insured (if required):
(Please amend if greater cover is required)
 Help?
A.T.M. Cash Machine
Is there an A.T.M. cash machine at the premises?Yes     No
If yes, are you responsible for the cash?Yes     No
If yes, max. amount of cash within the machine?
Wrongful Conversion
Is cover required for wrongful conversion?
(Provides cover if you purchase a vehicle from someone
who is not the true owner and the true owner subsequently
makes a claim for the return of the vehicle or its cash value)
Yes     No
Estimated annual amount paid by you for second-hand
vehicles including allowances made for part-exchange:
Limit of indemnity required:
(e.g. £25,000)
Are you a subscriber to H.P.I. information
Equifax Gold Checks, or any other?
Yes     No
Do you keep accurate records of all
purchase transactions for second-hand vehicles?
Yes     No
Goods In Transit (own vehicles)
Goods in Transit sum insured (if required):
(stock and parts in transit)
 Help?

Business Interruption (Loss of Profit)

Do you require Business Interruption cover?Yes     No  Help?
If yes, please confirm your Annual Gross Profit: per annum  Help?
Please confirm the business interruption
maximum indemnity period cover is required:

Business Legal Expenses Cover

Is Business Legal Expenses cover required?
(£100,000 legal defence costs for contract disputes,
employment disputes, VAT investigations, etc.)
Yes     No  Help?
Has the business and/or its directors been
involved in any legal dispute, tax investigation
or any other court or tribunal action in the last 5 years?
Yes     No
Please provide details of the dispute including dates:

Additional Covers

If there is any other cover that you wish to include,
or if you are aware of any information that could
affect the acceptance of the risk, please provide details:
You are required to make a fair presentation of the risk to insurers which means that you are required to disclose every material circumstance which you know or ought to know relating to the risk to be insured. Materially important information is any information that could influence an insurer's decision to accept your risk including the cost of your insurance. Failure to comply with the duty of fair presentation could mean that your policy is void or that insurers are not liable to pay all or part of your claim(s). By submitting this quotation you are confirming that there are no other material facts to disclose other than those shown above.
Details Of Current / Previous Policies

Renewal date / date cover required: (dd/mm/yyyy)
Current annual premium:
This may help us to get you a better quote
Name of current / previous insurer:
e.g. Aviva, AXA, Allianz, NIG, Tradex, RSA, Zurich, etc.

Request Quotation

Disclosure
Please ensure that all the information you have provided is correct and that you have answered all the questions accurately then press the Request Motor Traders Insurance Quotation button to send your quotation details to us.


Estimated Quote Time: 1 to 4 working days