The Motor Insurance Bureau has confirmed that the police seized the millionth uninsured vehicle on the 21st August 2012. Most police vehicles are fitted with automatic number plate recognition (ANPR) systems linked to a national motor insurance database to help combat those drivers who still drive uninsured. Uninsured drivers effectively add approximately £40 onto every insured motorists premium in order to compensate victims of uninsured motorists and this is clearly unacceptable.
The West Midlands and West Yorkshire have been identified as the worst areas for uninsured driving and recent research highlighted that a third of people still do not understand the current laws on car insurance, so are risking fines of up to £5,000, points on their licence and having their vehicle seized.
Following the introduction of Continuous Insurance Enforcement (CIE) earlier this year, vehicles being kept without insurance are being identified and the keeper is sent an early warning letter, which will result in fines of up to £1,000 and other penalties such as seizure if no action is taken.
A free service for drivers to check that their vehicle is recorded on the motor insurance database is available at www.askMID.com